Wyoming Brokerage
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Log a month to set your balance
Countdown
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to retirement
Monthly Buffer
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at 4% withdrawal
Next Gate
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Retirement Cash Flow (projected)
This month · Wyoming
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Pay period target
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Still needed this month
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All-time contributions
Wyoming
$0
Roth IRA
$0
Son’s brokerage
$0
Deposits logged
0
SPAXX cash · 2031 liquid need
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SPAXX is inside your Wyoming total. The 4% withdrawal buffer uses invested assets only (total − SPAXX), so cash for the 2031 liquid need is not double-counted.
Monthly target (Wyoming)
0%$0 of $0
Log each deposit as money lands — 1st, 15th, or any day. Totals roll up to the monthly goal.
Add a deposit
Record money when it hits your account. Use pay period tags for the 1st / 15th, or “Other” for extras (bonus, tax refund, etc.).
Update Wyoming balances
Total = ETFs + SpaceX + SPAXX. Track SPAXX separately for the $225k liquid goal.
History
0 itemsNo deposits yet. Log money as it arrives.
Yearly gates
Minimum Wyoming brokerage balance at end of July each year. Colors: green on track, yellow close (≥90%), red behind.
Future gates use your active projection rate.
Future projections
Starts from your latest balance, adds planned monthly Wyoming contributions through Jul 2031, and compounds monthly.
Projected at retirement
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vs $1,217,000 gate
Balance at each gate
After July 2031 (4% rule)
Buffer = VA disability + monthly withdrawal − PITI − living expenses. Withdrawal uses invested assets (total − SPAXX). SPAXX funds the $225,000 liquid need.
Assumptions
Plan parameters
Hard-coded defaults you can adjust. Changes save instantly on this device.
Access & sync
Server password unlocks the app and syncs deposits/balances between phone and computer in near real time.
Status: —
Sync: —
To change the password, update the Cloudflare Pages secret APP_PASSWORD, then unlock with the new password on each device.
Data & help
Wyoming Retirement Tracker