Wyoming Retirement Tracker

Wyoming Brokerage

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Log a month to set your balance

Countdown

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to retirement

Monthly Buffer

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at 4% withdrawal

Next Gate

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$0 Target $0

Retirement Cash Flow (projected)

VA disability—

4% withdrawal / mo—

VA loan PITI—

Living expenses—

Net buffer —

This month · Wyoming

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$0 logged Target $0

Pay period target

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Still needed this month

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All-time contributions

Wyoming

$0

Roth IRA

$0

Son’s brokerage

$0

Deposits logged

0

2031 liquid need

Set aside $225,000 net (one-time) near retirement — tracked separately from the 4% brokerage withdrawal base.

Monthly target (Wyoming)

0%

$0 of $0

Log each deposit as money lands — 1st, 15th, or any day. Totals roll up to the monthly goal.

Add a deposit

Record money when it hits your account. Use pay period tags for the 1st / 15th, or “Other” for extras (bonus, tax refund, etc.).

Pay period

Date

Account

Amount ($)

Suggested half-month (WY): —

Also update Wyoming balance Check this when you know the current brokerage total.

Notes (optional)

Update balance only

No new money? Just refresh the Wyoming brokerage total.

History

0 items

No deposits yet. Log money as it arrives.

Yearly gates

Minimum Wyoming brokerage balance at end of July each year. Colors: green on track, yellow close (≥90%), red behind.

Future gates use your active projection rate.

Future projections

Starts from your latest balance, adds planned monthly Wyoming contributions through Jul 2031, and compounds monthly.

Projected at retirement

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vs $1,217,000 gate

Balance at each gate

After July 2031 (4% rule)

Year-1 annual withdrawal—

Monthly withdrawal—

Monthly buffer—

Buffer = VA disability + monthly withdrawal − PITI − living expenses. Liquid need of $225,000 is separate.

Assumptions

Plan parameters

Hard-coded defaults you can adjust. Changes save instantly on this device.

Timeline

Retirement date

Current age

Age at retirement

Contributions

Monthly WY contribution target ($)

Start

End

Roth annual target ($)

Son’s brokerage / month ($)

Starting balance (if no entries yet) ($)

Retirement cash flow

VA loan PITI / month ($)

VA disability / month ($)

Living expenses / month ($)

One-time liquid need 2031 ($)

Withdrawal rate (e.g. 0.04)

Yearly gates (end of July)

2027 ($)

2028 ($)

2029 ($)

2030 ($)

2031 ($)

Access password

Same idea as the workforce app gate: visitors see a lock screen. Password is checked on this device (not a Cloudflare login).

Status: —

Current password (if changing)

New password

Confirm new password

Data & help

Import backup

Wyoming Retirement Tracker · Offline PWA · Data stays on this device